Homeowner’s Insurance Claim Disputes
The purchase of your home is very likely the largest investment of your life. In purchasing insurance your were acting responsibly in wanting to protect this investment. Now it is time to ensure you are receiving just compensation for your claim.
The Berniard Law Firm helped hundreds of homeowners receive fair compensation for their insurance claims after Hurricane Katrina and Rita. Our attorneys saw every trick in the book used by the insurance companies to limit their payments to the same homeowners who diligently paid their premiums year after year. Our attorneys have the experience and expertise to help you maximize your coverage while minimizing the exclusions the insurance companies will argue limit the payout on your insurance claim.
Structure and Other Structure Losses
The Berniard Law Firm will employ experts in construction who also are experts in writing claims reports to help document your insured losses. Our experts will compile meticulous reports of the loss that are in accordance with the policy requirements. The Berniard Law Firm’s experts will use real construction values when assessing the damages taking into account the replacement cost or actual cost value where applicable. The Berniard Law Firm’s experts will also recommend loss mitigation techniques so that the insurance company can not latter argue that damages were worsened by your actions.
Additional Living Expense or Evacuation Claims
Additional living expense or ALE claims are often a contested item by the insurance companies. If your property suffered a covered loss the insurance company must pay your expenses over and above your normal living expense during the time you were evacuated from the property. The Berniard Law Firm will help you gather the necessary documents to present your additional living expense claims so that you can receive full compensation for the time you were away from your property as a result of the covered loss. The Berniard Law Firm will also help your claim for the time period you will need to move out of the house if substantial construction is necessary due to the extent of the damage.
Insurance companies also try to limit their payout on contents by giving a myriad of excuses. Whether it is by unreasonable deprecation, arguing contents that are destroyed can be fixed or just cleaned, or flat out denying a claim the Berniard Law Firm can help protect your rights. If the insurance company is telling you certain items are not covered by your policy let the Berniard Law Firm’s experts evaluate your claims to make sure they are not unjustly denying your claims.
Speak With a Berniard Law Firm Attorney Today
Call us at (504) 521-6000 to speak with a Berniard Law Firm Attorney about your Commercial Property loss dispute. You can also complete the contact form and a Berniard Law Firm Attorney will contact you in the next 4 hours. All initial consultations are free and all cases are handled on a contingency fee basis. This means there are no costs to you unless a settlement or award by the court is adjudged. You have nothing to lose, call today and a Berniard Law Firm Attorney will begin immediately working on your case so you can get the compensation you deserve.
Co-Counsel and Expert Consultation Services
The Berniard Law Firm is happy to take on any role necessary to help individuals and businesses in their fight against insurers. The Berniard Law Firm has worked in a variety of roles as lead counsel, co-counsel, as well as consultation and expert services. Our attorneys have worked with corporate counsel, corporate risk managers, public insurance adjusters, corporations, contractors, during the claims adjustment, investigation, litigation, and all phases of the claims process to help resolve coverage disputes. Call the Berniard Law Firm today to speak with an attorney regarding our services.
We thank you for your time and look forward to working with you to ensure you get the coverage you paid for.